Considering your expected regular income (salary, pension, self-employed activity, liberal profession) and your regular spending (loans and fixed costs) in the next 12 months, to what extent are you reliant on your income from investments to fund your spending the next 12 months?

• I am not reliant on income from my investments to fund my expected spending. I expect to save this year.
• I may have to use a small amount of the income from my investments to fund a small proportion (less than 10%) of my expenses this year.
• I rely on income from my investments to fund a substantial portion (between 10% and 50%) of my expected expenses.
• I rely on income from my investments to fund most of my expected spending.

How much do your investments (mutual funds, stocks, bonds) represent of your total net wealth?
Total net wealth = financial assets (liquid assets and investments) + non-financial assets (real estate) - liabilities (loans & mortages).

• Less than 50%.
• 50-75%.
• More than 75%.

Please indicate your monthly personal gross income.

• More than 2 837 euro gross.
• Less than 2 837 euro gross.

What is your source of regular income?

• Salary or other regular income (pension, self-employed, liberal profession)
• Other non-regular source of income (from inheritance, investments, property renting)

For how many months could your liquid assets (bank accounts, savings accounts and money market accounts) inside and outside Citi support your regular spending commitments (loans, fixed costs) before being depleted?

• More than 6 months.
• Less than 6 months.

Considering your source of income, your retirement plans and your spending commitments (loans, fixed costs), do you expect to make contributions to or make withdrawals from your investment portfolio in the next 5 years?

• I expect to make contributions to my investment portfolio.
• Uncertain whether I will make contributions to or make withdrawals from my investment portfolio.
• I expect to make withdrawals from my investment portfolio.

Thinking about the decisions you make regarding your investments, how would you describe yourself?

• Enhanced growth / Very aggressive investor
• Growth / Aggressive investor
• Balanced investor
• Moderate investor
• Conservative investor
• Risk Averse investor

What is the objective of your investments?

• Mostly capital appreciation.
• Some capital appreciation and some income provision.
• Mostly income generation.

What is the average time horizon of your investments with Citibank?

• Up to one year.
• Between 1 and 4 years.
• Between 4 and 7 years.
• More than 7 years.

Do you have any product knowledge of mutual funds and pension funds?

• Yes.
• No.

Do you have experience in mutual funds and pension funds: have you done at least 2 transactions in these products in the last 4 years (with us and/or with other financial institutions)?

• Yes.
• No.

Do you have any product knowledge of 100% capital protected structured notes at maturity?

• Yes.
• No.

Do you have experience in 100% capital protected structured notes at maturity: have you done at least 2 transactions in these products in the last 4 years (with us and/or with other financial institutions)?

• Yes.
• No.

Do you have any product knowledge of partially or non-protected structured notes at maturity?

• Yes.
• No.

Do you have experience in partially or non-protected structured notes at maturity: have you done at least 2 transactions in these products in the last 4 years (with us and/or with other financial institutions)?

• Yes.
• No.

Do you have any product knowledge of hedge funds or derivatives?

• Yes.
• No.

Do you have experience in hedge funds or derivatives: have you done at least 2 transactions in these products in the last 4 years (with us and/or with other financial institutions)?

• Yes.
• No.

Do you have any investment knowledge as a result of:

• Investments in markets.
• Educational qualifications.
• Your job / professional background.